E-Kalyan Bank Account Problems and How to Fix Bank Validation Errors

E-Kalyan Bank Account Problems Many students applying for the E-Kalyan Jharkhand Scholarship 2025 face issues such as Bank Account Validation Failed, Account Not Verified, or Payment Failed.
These problems usually occur during the Direct Benefit Transfer (DBT) process when the scholarship amount is sent to the student’s bank account.

In this article, we’ll explain why these errors occur and how you can fix your E-Kalyan bank account problems easily.

What is the E-Kalyan Bank Account Validation Problems?

When the scholarship amount is processed, your bank account details are verified through Aadhaar linkage and IFSC code matching by the bank.
If any mismatch or incorrect information is found, the system shows an error like:

“Bank Account Not Validated” or “Payment Failed”.

This issue stops the payment process until your account is successfully verified.

Common Bank Account Problems in E-Kalyan Portal

Here are some of the most common issues students face while applying for the E-Kalyan Scholarship 👇

Problem Type	Description
Bank Account Not Validated	The account verification failed from the bank’s end
Account Number Mismatch	The entered account number is incorrect
Invalid IFSC Code	The IFSC code entered is old or wrong
Account Not Linked with Aadhaar	The student’s Aadhaar is not linked with their bank account
Name Mismatch	The name in bank records doesn’t match the name in the application
Account Closed/Dormant	The account is inactive or closed
Payment Failed/Returned	The amount was sent but failed or returned by the bank

Main Reasons Behind E-Kalyan Bank Account Errors

1. Wrong Account Number or IFSC Code entered during registration
2. Bank account not linked with Aadhaar
3. Spelling mistake or mismatch in student’s name
4. Bank account inactive or dormant for a long time
5. Scholarship applied using someone else’s account (like father or brother)
6. Multiple incorrect submissions leading to validation failure

How to Fix Bank Account Problems (Step-by-Step)

Step 1: Check Your Bank Account Details

• Verify your Account Number and IFSC Code printed on your bank passbook.
• Match them with the details you entered on the E-Kalyan Portal.
• If any difference is found, correct it immediately.

Step 2: Verify Aadhaar Linkage

• Check whether your Aadhaar number is linked to your bank account.
• You can check this at: https://resident.uidai.gov.in/bank-mapper
• If not linked, visit your bank branch and link it immediately.

Step 3: Fix Name Mismatch

• If your name in the E-Kalyan form and bank account differ (e.g., RAHUL KUMAR vs RAHUL KR),
  ask your bank to correct the spelling to match your Aadhaar or official documents.

Step 4: Add a New Bank Account (If the Old One Is Invalid)

• Log in to your E-Kalyan Portal account.
• Click on “Update Bank Account Details.”
• Enter new bank details (Account Number, IFSC Code) and ensure it’s Aadhaar linked.
• Submit and verify again.

Step 5: Visit College or District Welfare Office

• If the issue continues after online updates, visit your college verification section or District Welfare Office.
• They can manually verify your bank account and forward it for processing.

Important Precautions to Avoid Bank Errors

• Always use your own bank account, not your parent’s or friend’s.
• Make sure your account is linked with Aadhaar and mobile number.
• Avoid using Zero Balance or Dormant Accounts.
• After submitting, ensure your status shows “Bank Validated” on the portal.
• Do not close or change your bank account until the scholarship is credited.

What to Do If Payment Has Failed?

If your payment shows “Failed” or “Returned” on the E-Kalyan portal, follow these steps:

1. Visit https://pfms.nic.in and check your payment status.
2. Review your bank passbook to confirm if the transaction was reversed.
3. If payment was returned, contact the E-Kalyan Helpdesk for reprocessing.

E-Kalyan Jharkhand Helpdesk Details

• Toll-Free Number: 1800-599-1289
• Email: helpdeskekalyan@cgg.gov.in
• Timings: Monday to Friday, 11:00 AM to 4:00 PM (excluding holidays)

Read More

• E Kalyan Mobile Number Change
• E Kalyan Jharkhand Renewal 2026
• E-Kalyan Post Matric Scholarship 2026
• E Kalyan Scholarship Payment Status 2026

E-Kalyan Bank Account Problems Conclusion

Bank account-related issues are common in the E-Kalyan Jharkhand Scholarship 2025, but they can be easily fixed with proper steps.
Always ensure your Aadhaar linkage, correct account details, and name spelling before applying.
If the issue continues, contact the E-Kalyan Helpdesk or your college/District Welfare Office for immediate assistance.

FAQs – Frequently Asked Questions

Q1. Will I get the scholarship if my bank account is not linked with Aadhaar?

No, DBT payment will only be processed after your account is linked with Aadhaar.

Q2. Can I use a different bank account?

Yes, but it must be in your own name and linked with Aadhaar.

Q3. When can I update my new bank account details?

You can update them after your previous payment shows “Failed” or “Returned.”

Q4. Is offline verification available?

Yes, if online validation fails repeatedly, visit your District Welfare Office for manual verification.